Life Cover / Mortgage Protection
At Mortgage Required, we firmly believe that people should work to a budget, but the death of a wage earner can plunge families or even couples into real financial hardship. We aim to build a suit of products to protect all your needs within your specified budget. However, as an absolute minimum for those with dependents, we would recommend that anyone taking a mortgage looks to take out life cover to protect it. This simply means that should you die; the whole mortgage can be repaid.
Unlike most other things, the cost of life cover has actually reduced in the last 10 years and may be less that you thought!
Critical Illness Cover
Where a family member contracts a critical illness, such as Cancer, the financial burden on the family can be enormous! The statistics for mortgage holders with such illnesses speak for themselves.
Download Critical Illness Statistics
More and more people now choose to take out Critical illness cover, which pays out a lump sum should you contract a defined illness. This sum could be used to pay off your mortgage, or provide an income while the claimant is not working.
Accident, Sickness & Unemployment Cover (ASU)
Statistically, you are more likely to default on your mortgage due to illness or redundancy. A simply policy will ensure that your monthly mortgage payments are met, for up to a year, should this happen to you.
Home Insurance
Everyone seems to be offering Home Insurance these days, but the cheapest policy will not necessarily do everything you want it to do! Clients who have bought cheap Home Insurance off the internet have often found that when they came to claim, they weren’t covered!
We can quote you for “Skinny” (basic) and “Full” (All risks) cover
Buildings cover
This type of policy covers the fabric of your home and broadly includes anything which can’t be easily taken with you if you move home. You can include or exclude accidental damage.
Contents cover
This covers your personal belongings, furniture and all items contained within your home, with the option to include personal possessions such as jewellery, cameras and cash which you take outside the home.
Get a Protection Quotation
To get protection for your mortgage, please fill in the form and email it to team@mortgagerequired.com. On receipt we will process the application and return your result in 24 hours.
Get a Protection Quotation
Buildings & Contents
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